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Jessica and Lewis are a young couple and they are interested in buying their first home. They just got married two months ago and they have been looking at houses for sale for the last few weeks. This week they found the perfect home, but will they be able to get a mortgage from the bank to buy it? Mrs. Simmons works at the bank and she informs them.
Jessica y Lewis son una pareja joven y están interesados en comprar su primera casa. Se acaban de casar hace dos meses y las últimas semanas han estado mirando casas en venta. Esta semana han encontrado la casa perfecta, ¿pero podrán conseguir una hipoteca del banco para comprarla? Sra. Simmons trabaja en el banco y les informa.
Diálogo
Lewis
Good morning. I'm Lewis.
Mrs. Simmons
Hello Lewis, Jessica. Nice to meet you both. I'm Mrs. Simmons.
Jessica
Yes, same to you.
Mrs. Simmons
So tell me about the house you found.
Lewis
It's an old home that needs to be renovated but it's in a fantastic family-friendly neighborhood. It's on Maple Street. And the price is great!
Mrs. Simmons
What is their asking price?
Lewis
$220,000, but the realtor says we can probably get it down to $200,000.
Mrs. Simmons
That is a good price for that neighborhood. You will need extra funds for the renovation, won't you?
Jessica
No, my father and uncle have a family business in home renovation and we have some savings so we won't need any extra money.
Mrs. Simmons
Okay, great. We can offer you a low-interest rate mortgage.
Lewis
What is required to get the mortgage?
Mrs. Simmons
You need to bring me a copy of your last paychecks and tax returns and we'll have to check your credit history.
Jessica
Is there anything else that we'll need?
Mrs. Simmons
The house will need to be valued and you must open an account at our bank.
Lewis
Okay, I will prepare those documents and bring them to you next week.
Mrs. Simmons
Great. See you next week. If you have any questions, here is my business card.
Introduction
Jessica and Lewis are a young couple and they are interested in buying their first home. They just got married two months ago and they have been looking at houses for sale for the last few weeks. This week they found the perfect home, but will they be able to get a mortgage from the bank to buy it? Mrs. Simmons works at the bank and she informs them.
Dialogue
Lewis
Good morning. I'm Lewis.
Mrs. Simmons
Hello Lewis, Jessica. Nice to meet you both. I'm Mrs. Simmons.
Jessica
Yes, same to you.
Mrs. Simmons
So tell me about the house you found.
Lewis
It's an old home that needs to be renovated but it's in a fantastic family-friendly neighborhood. It's on Maple Street. And the price is great!
Mrs. Simmons
What is their asking price?
Lewis
$220,000, but the realtor says we can probably get it down to $200,000.
Mrs. Simmons
That is a good price for that neighborhood. You will need extra funds for the renovation, won't you?
Jessica
No, my father and uncle have a family business in home renovation and we have some savings so we won't need any extra money.
Mrs. Simmons
Okay, great. We can offer you a low-interest rate mortgage.
Lewis
What is required to get the mortgage?
Mrs. Simmons
You need to bring me a copy of your last paychecks and tax returns and we'll have to check your credit history.
Jessica
Is there anything else that we'll need?
Mrs. Simmons
The house will need to be valued and you must open an account at our bank.
Lewis
Okay, I will prepare those documents and bring them to you next week.
Mrs. Simmons
Great. See you next week. If you have any questions, here is my business card.
ES
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