Jessica and Lewis are a young couple and they are interested in buying their first home. They just got married two months ago and they have been looking at houses for sale for the last few weeks. This week they found the perfect home, but will they be able to get a mortgage from the bank to buy it? Mrs. Simmons works at the bank and she informs them. Jessica y Lewis son una pareja joven y están interesados en comprar su primera casa. Se acaban de casar hace dos meses y las últimas semanas han estado mirando casas en venta. Esta semana han encontrado la casa perfecta, ¿pero podrán conseguir una hipoteca del banco para comprarla? Sra. Simmons trabaja en el banco y les informa.
Hello Lewis, Jessica. Nice to meet you both. I’m Mrs. Simmons.
So tell me about the house you found.
renovated but it’s in a fantastic family-friendly neighborhood. It’s on Maple Street. And the price is great!
It’s an old home that needs to be
What is their
realtor says we can probably get it down to $200,000.
$220,000, but the
funds for the renovation, won’t you?
That is a good price for that neighborhood. You will need extra
family business in home renovation and we have some savings so we won’t need any extra money.
No, my father and uncle have a
low-interest rate mortgage.
Okay, great. We can offer you a
required to get the mortgage?
paychecks and tax returns and we’ll have to check your credit history.
You need to bring me a copy of your last
Is there anything else that we’ll need?
valued and you must open an account at our bank.
The house will need to be
Okay, I will prepare those documents and bring them to you next week.
Great. See you next week. If you have any questions, here is my